Your Trusted Chevrolet Financing Partner in Greensboro, GA
Auto & Truck Finance & Leasing
At Jimmy Britt Chevrolet, we believe financing your next vehicle should be as straightforward and stress-free as choosing it. Whether you’re shopping for a brand-new Chevy Silverado, a reliable pre-owned SUV, or a Certified Pre-Owned model, our Finance Center is here to help you find the right plan for your budget and lifestyle.
From first-time buyers to experienced drivers, from perfect credit to credit challenges, we work with customers across Greensboro, Athens, and the surrounding Georgia communities to secure competitive rates and flexible terms.
Why Finance with Jimmy Britt Chevrolet
Wide Range of Financing Options – Lease, buy, or explore our flexible financing programs.
Special Programs – Military discounts, first-time buyer programs, and monthly finance offers.
Credit Solutions for Every Situation – Strong credit, rebuilding credit, or no credit history at all.
Local Relationships – Partnerships with trusted Georgia banks, credit unions, and national lenders.
Online Pre-Approval – Apply anytime from home with our secure online credit application.
Shop Our Current Chevrolet Finance Specials
Every month, Jimmy Britt Chevrolet offers exclusive finance and lease deals to help you save. Whether you’re interested in 0% APR offers, bonus cash, or reduced monthly lease rates, our Finance Center works to match you with the right promotion.Â
Check our Chevrolet lease & finance specials to see this month’s best deals.
Serving Greensboro, Athens, and Beyond
From the lakefront neighborhoods of Lake Oconee to the busy streets of Athens, our team proudly helps Georgia drivers bring home the right Chevy with financing that fits. If you’re looking for small-town hospitality with big-city resources, you’ll find it here at Jimmy Britt Chevrolet.
Frequently Asked Questions – Chevrolet Financing in Greensboro, GA
Q: How do I apply for financing online?
A: Use our secure online credit application to start the pre-approval process from the comfort of your home. Once submitted, our finance team will contact you to review your options.
Q: Can I get approved if I have less-than-perfect credit?
A: Yes. We work with a wide network of lenders who offer solutions for all credit situations, including first-time buyers and those rebuilding credit.
Q: Should I lease or buy my next Chevrolet?
A: Leasing typically offers lower monthly payments and the ability to drive a new model every few years. Buying builds equity over time and allows for long-term ownership. Our finance experts can help you decide which is best for your needs.
Q: Do you offer any special financing programs?
A: Yes. We offer programs for military members, recent graduates, and more, plus exclusive Chevrolet finance offers every month.
Q: Can I trade my vehicle for my down payment?
A: Absolutely. We’ll appraise your vehicle and apply its value toward your purchase or lease.
Finance Department
Buying Vs Leasing a Chevy
Take the stress and hassle out of getting a car loan, and come visit the GMC finance center at our Chevrolet, GMC, and dealership near Athens, GA. Our team of Chevy financing experts will work with you whether you have bad, good, or no credit.Â
In fact, 100% credit approval is our goal! Our strong network of banks and lenders allows us to find the competitive financing rates you need to buy or lease a new car with confidence.Â
Whether you want to get a quick quote on a new GMC, estimate your monthly car payments or quickly estimate your credit score, we can help you do so at our Chevy finance center.Â
Plus, the Georgia leasing laws have changed to now make leasing a new Chevy or GMC even more affordable. To get the financing process started today, get pre-approved online. We look forward to helping you finance a new or used car soon!
Finance:
Buy The Vehicle Over Time
Considerations for obtaining a loan:
- Vehicle is titled in your name and you own it at the end of contract
- You can sell or trade at any time
- Payments may be higher than leasing
- No limits on mileage, but vehicle value may decline with high mileage
- You choose what to repair and when
- You can change vehicle’s appearance
Lease: Drive The Vehicle For A Period Of Time Then Return It.
Considerations for obtaining a lease:
- Monthly payments often lower than a loan, you pay only for what you use
- Mileage limits apply
- Less likely to need repairs because you drive the vehicle during warranty period
- At end of term, you can get a new vehicle, purchase the vehicle, or turn it in and walk away
- You are charged for excess wear and tear
Pay Cash: Buy The Vehicle Outright.
Instant Trade-In Report
What Can I Afford?
The total cost of the vehicle.
A down payment is an initial, upfront payment you make toward the total cost of the vehicle. Your down payment could be cash, the value of a trade-in, or both. The more you put down, the less you need to borrow. A larger down payment may also reduce your monthly payment and your total cost of financing.
The trade in value is the amount that a dealer is willing to offer you towards the purchase of a new vehicle in exchange for your current one. It’s typically based on the market value of your vehicle (the amount it would sell for on the open market).
Your payoff amount is how much you will actually have to pay to satisfy the terms of your mortgage loan and completely pay off your debt. Your payoff amount is different from your current balance.
Additional down payment in cash.
This is the length of your auto loan, generally expressed in months. A shorter loan term (in which you make monthly payments for fewer months) will reduce your total loan cost. A longer loan can reduce your monthly payment, but you pay more interest over the life of the loan. A longer loan also puts you at risk for negative equity, which is when you owe more on the vehicle than the vehicle is worth.
This is the annual percentage rate, and is not always the same as the interest rate. This represents the annual rate that is charged, and as such, is the actual annual cost to the consumer over the course of the auto loan. The APR will allow you to more easily shop and compare car loans, since it equates all loans to the same annual rate.
Finance Questions?
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